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To finance your working capital, Partner banka offers short-term revolving loans that you can use successively and repay successively as well, based on your needs and repayment capacity within the loan availability period.
Loan amount
Depends on the need and the credit repayment capacity of the client
Loan currency
Loans are granted in HRK with EUR indexation
Funds availability
Payment into the account of the loan beneficiary at the Bank or following the beneficiary's instructions
Repayment
Successive payments to the Bank in favor of the credit account. The loan amount repaid may be re-used within the loan availability period.
Repayment term
Not later than 12 months after loan approval date
Interest rate
Depends on the client credit capability and creditworthiness, and the total volume of the client operations with the Bank. Interest is accounted for and paid monthly.
Guarantee instruments
Dependingon the loan amount and credit capability of the loan beneficiary, the following guarantee instruments are acceptable:
- Bills of exchange and IOUs issued by the loan beneficiary
- Guarantees provided by third legal and natural persons
- Receivables ceded by quality companies
- Ownership transfer or morgage on real estate/property/ shares/ownership stakes
- Specific-purpose term deposits ...
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